How ISO 20022 models bank guarantees and standby letters of credit through the tsrv business area, covering the issuance, amendment, demand, and termination of an undertaking between applicant, guarantor, advising party, and beneficiary.
2026, Jul 17 —How ISO 20022 modelled the Bank Payment Obligation and the Trade Services Utility through the tsmt business area, covering the baseline, data set matching, status management, and reporting that drive a conditional interbank payment obligation.
2026, Jul 17 —How ISO 20022 models the corporate-to-bank front end of trade finance through the tsin business area, covering invoice financing, invoice assignment for factoring, party registration and guarantee, and undertaking applications.
2026, Jul 17 —How ISO 20022 models the management of payment terminals through the catm business area, covering status reporting, management plans, configuration updates, maintenance delegation, and certificate management between a terminal and its management system.
2026, Jul 17 —An overview of ISO 20022 as a whole, tying together its methodology, message identifier, and Business Application Header with a map of its business areas across payments, securities, cards, trade finance, FX, regulatory, and reference data.
2026, Jul 17 —How ISO 20022 models card settlement reporting through the casr business area, a two-message request-and-response pair that reports settlement positions and totals between card parties on the same protected envelope as the transaction messages.
2026, Jul 17 —How ISO 20022 models securities settlement through the sese business area, from the settlement instruction and its matching, status, and confirmation at a CSD to securities financing, transfers, and the CSDR buy-in advice.
2026, Jul 17 —A tour of ISO 20022's semt (securities management) business area, the custody reporting layer that carries holdings statements, transaction statements, intra-position movements, penalties, and account queries between an account owner and its custodian or CSD.
2026, Jul 17 —A tour of ISO 20022's seev (securities events) business area, covering corporate actions, general meetings and proxy voting, shareholder identification, market claims, and buyer protection across the custody chain.
2026, Jul 17 —How ISO 20022 models securities clearing through the secl business area, from trade leg notification and netting to margin, default fund, and buy-in messaging exchanged between a CCP and its clearing members.
2026, Jul 17 —How ISO 20022 models the interface between a retailer's sale system and its payment terminal through the casp business area, covering the service, session, device, reconciliation, and reporting messages of the sale-to-POI protocol.
2026, Jul 17 —A tour of ISO 20022's reda (reference data) business area, the messages that create, maintain, query, and report the static data behind transactions, from securities, parties, and accounts to standing settlement instructions, calendars, and prices.
2026, Jul 17 —How ISO 20022 models interbank payments through the pacs business area, the flagship of the MT-to-MX migration, covering the FIToFI credit transfer, direct debit, payment status, return, and reversal messages that move money between banks.
2026, Jul 17 —How ISO 20022 models card network management through the canm business area, a four-message set that keeps the link between a terminal and its acquirer host signed on, keyed, and alive so that card transactions can flow.
2026, Jul 17 —How ISO 20022 models the foreign exchange post-trade process through the fxtr business area, covering trade capture, confirmation and matching, status notification, and net settlement reporting between counterparties and their matching and settlement services.
2026, Jul 17 —How ISO 20022 models card fraud reporting through the cafr business area, a compact four-message set that lets card parties report fraudulent transactions and communicate their disposition in a structured, machine-readable form.
2026, Jul 17 —How ISO 20022 models card fee collection through the cafc business area, a two-message request-and-response pair that collects scheme and service fees between card parties on the same protected envelope as the transaction messages.
2026, Jul 17 —How ISO 20022 models collateral management through the colr business area, from margin call and collateral proposal to substitution, interest, disputes, and triparty processing between two counterparties and their custodian.
2026, Jul 17 —A guided tour of ISO 20022's camt (cash management) business area, from the camt.052/053/054 reporting trio that replaces SWIFT MT940/942/900/910 to payment cancellation, investigations, liquidity, and market-infrastructure query messages.
2026, Jul 17 —What the ISO 20022 Business Application Header (head.001) is and why it matters, covering the routing envelope that accompanies every business message, its fields, its signature, and the head.002 business file header that groups many messages.
2026, Jul 17 —A guided tour of ISO 20022's auth (authorities) business area, the regulatory-reporting messages that carry MiFIR, EMIR, SFTR, money-market, CCP, and settlement-fails data from firms and infrastructures to their competent authorities.
2026, Jul 17 —How ISO 20022 models the management of automated teller machines through the caam business area, covering device control, key download, diagnostics, configuration, reconciliation, and exception handling between an ATM and its manager.
2026, Jul 17 —How ISO 20022 models ATM card transactions through the catp business area, covering the withdrawal, deposit, transfer, inquiry and PIN management flows between an ATM and its host, and the message-level encryption and MAC that protect them.
2026, Jul 17 —How ISO 20022 models the acquirer-to-issuer card rails through the cain business area, the modern successor to ISO 8583, covering authorisation, clearing, reversal, retrieval, and chargeback between an acquirer and an issuer.
2026, Jul 17 —How ISO 20022 models the merchant-terminal-to-acquirer leg of a card payment through the caaa business area, covering authorisation, completion, cancellation, reconciliation, currency conversion, and batch transfer.
2026, Jul 17 —